Liverpool Mortgage Brokers
Your Liverpool Mortgage Broker can help you understand the home loan market. But we are not there just to find you a great home loan, we can also help secure approval and assist with settlement.
Home MortgageIt is important that before you sign anything, you compare mortgages and see what various options are available to you. Don’t just accept what your bank says, shop around and consider non-bank lenders too. Your mortgage broker can actually do a lot of this hard work for you, then present you with a great shortlist of options to choose from. We can secure you a great home loan, fast approval and all of this with a smile.
Careful Home buyingChoosing the right home is as important as the right home loan. When you choose your property, you must consider your long term goals, as well as short term. Will you be living in the house and if so, what do you really need? If you plan to buy as an investment and rent the property, what will tenants want? It really pays to spend some time reading listings, viewing houses, and comparing prices.
Our service is freeYou do not pay the mortgage broker for the services. All of our services are designed to be of no cost to you. Instead, y mortgage broker is paid by the lender once settlement goes through. Regardless of how much the lender pays the broker, you will still pay the same rate. The mortgage rate you pay on a loan is generally the same as if you had gone directly to that lender yourself.
Borrowing CapacityThe amount that you will be able to borrow depends on your income and your existing financial commitments. Lenders assess your financial situation using their own unique serviceability calculators to determine the total amount you can borrow, usually up to 80% of the property’s value. If you are seeking to borrow above 80% of your property’s value, you could be subject to additional credit criteria and be required to pay Lenders Mortgage Insurance, which is usually charged as a one-off premium and calculated on a sliding scale.
To speak with your local Liverpool mortgage broker, complete the form or phone

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