North Sydney Mortgage Brokers
When you talk to a North Sydney Mortgage Broker, you are talking with a professional broker with years of experience. We channel all of this experience and knowledge into finding you a home loan that works for you. First class serviceWhen you deal with a Your Local Finance mortgage broker, you don’t just have a single individual at your disposal. In fact, we have a fast, efficient back office team that works to ensure your loan application is processed as quickly as possible, and our unique customer care program means we are constantly monitoring and comparing your home loan to other products on the market long after it’s settled to be certain you’ve got the best possible deal on your mortgage.
Self Employed? Read on!For borrowers who are not able to show the required amount of documentation regarding their salary or assets, a low doc home loan is often the only way to secure a home loan. Instead of proving your income with pay slips and tax returns, you can sign a statuary declaration where you self declare your income without needing evidence. The application must still be made in writing, you will still have to show personal identification, and most low doc loans will cover up to 80%of the value of the property. The more equity you have in an existing property, or the larger the deposit you have saved, the more you will be able to borrow for your Sydney Home Loan.
What if I already have a home loan?If you already have a mortgage and you are looking for a better deal, it is always better to get someone to negotiate for you if you are unsure yourself. A mortgage broker will have much more knowledge than you may regarding home loans and therefore is highly likely to be able to help you get a better deal with your current lender.
No cost to the buyerReputable mortgage brokers do not charge for a consultation. Mortgage brokers are paid commissions by the lenders. No matter what commissions are being offered, you will not pay more on your home loan. Therefore, all the services we offer, will not cost you anything. We are here to offer advice based on years of experience and training.
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